Disclosures
Affiliate relationships
We may earn a commission when you use Fix it links. This doesn’t change our estimates. Partner links are marked with rel="sponsored" and open in a new tab. In this prototype, many destinations are still placeholder URLs in affiliates.js and are not live offers.
Estimates are not advice
The dollar amounts and Flare Score are conservative illustrations based on your quiz answers and the assumptions documented in our scoring logic. They are not financial, insurance, tax, or legal advice, and they are not a quote, guarantee, or offer from any bank, carrier, insurer, or card issuer.
Your actual bills, rates, fees, and savings will differ. Shop around, read the terms, and talk to a qualified professional before you change accounts or coverage.
How the Flare Score works
The score is 0–100. Higher means fewer (or smaller) leaks in this scan. We start at 100 and subtract the estimated yearly total divided by 30, rounded, and floored at 0. It is not a credit score and is not used to approve or deny anything.
Weekly Flare Alerts
Email capture in this version is a prototype only. Addresses are stored on your device and are not sent to a mailing service until a backend is connected.